Fast Transactional Funding for Real Estate Investors
Get 100% financing for your wholesale deals with no credit checks, no down payment, and funding in as little as 24 hours. Close more deals with confidence.
Funding applications are referred to our capital partner, The Hard Money Co.
Quick Qualification Check
Why Choose Local Transactional Funding?
We specialize in fast, reliable funding solutions designed specifically for real estate wholesalers and investors.
How funding works
The short version. See the full 6-step process if you want every document and closing step.
Apply Online
Submit your deal details and required documents through our secure online application.
Get Approved
Receive approval within hours and get your proof of funds letter to strengthen your offer.
Close & Profit
Complete your double closing and walk away with your profit while we handle the funding.
Ready to Fund Your Next Deal?
Send the deal, get a same-day review, and close with a double-close coordinated through title.
Typical terms
Know the box before you send a contract
Frequently Asked Questions
Straight answers before you send a deal
Most complete applications are reviewed within a few business hours. When the file is ready, funding can be available the same day or within 24–48 hours.
No personal credit check and no down payment. Approval is based on the deal: a signed contract, a committed end buyer, and enough spread to cover fees and profit.
Fees are usually 1–2% of the loan amount, or a flat fee starting around $2,500, depending on loan size, timeline, and title setup. We confirm pricing before you close.
A property under contract, an end buyer with verified funds, an experienced title company, and a clear profit margin (typically at least $5,000). Minimum loan amount is $50,000.
Local Transactional Funding originates and coordinates the file. Capital is provided through our funding partner, The Hard Money Co.